Financial Wellbeing for team members
Financial Wellbeing in Hospitality – Powered by TiPJAR
12M
feel overwhelmed or stressed dealing with financial matter
BBC News
77%
Of employees say that money worries impact them at work
Sync Savings
25%
Of UK adults don’t have any savings, and number is rising
Sync Savings
75%
of employees state that the contribution of tips on top of their paid salary as being either important, or very important
Access Hospitality
Happy Teams power great hospitality
At TiPJAR, we believe that happy, supported teams are the backbone of brilliant hospitality. When people feel secure, valued, and empowered in their work, it shows – in the service they give, the energy they bring, and the loyalty they build.
That’s why we’re passionate about championing financial wellbeing across the industry. Money worries shouldn’t be a hidden stressor in a job that’s all about creating great experiences. From fair tipping practices to tools that help team members save for the future, we want to make financial confidence part of everyday life for hospitality workers.
Let’s create a hospitality industry that not only delivers unforgettable guest experiences, but also looks after the people who make them happen.
financial wellbeing & you
Financial wellbeing is about feeling secure and in control of your money. It means being able to make the most of your income day to day, handle any unexpected surprises, and build towards a stable financial future. When someone is financially well, they’re resilient, confident, and empowered to make choices that support their goals – big or small. It’s not about how much you earn, but how supported and in control you feel.
What does financial wellbeing look like?
It shows up in different ways for different people, but there are a few key signs:
Financial Security: Being able to comfortably cover everyday expenses, manage unforeseen costs, and put something aside for the future.
Control and Confidence: Feeling in control of your finances, and confident in the decisions you make – from budgeting to spending.
Emotional Wellbeing: Money worries can be a major source of stress. When finances are under control, it lifts a huge emotional weight.
Long-Term Planning: It also means being able to think ahead – whether that’s saving for a holiday, a rainy day, or retirement.
Financial Literacy: Understanding how money works – from budgeting and saving to knowing your rights – is key to making empowered choices.
At its core, financial wellbeing is about building a healthy relationship with money – one where you feel secure today and optimistic about tomorrow
See How Your Savings Can Grow
Powered by Sync
We’ve created a simple savings interest calculator to help Save users see just how much their money can grow. Whether you’re putting aside a little each week or saving a chunk from every shift, the calculator shows how interest can boost your total over time. It’s an easy way to visualise the impact of saving regularly – and a great motivator to keep building towards your goals.
a roadmap to financial freedom
paying off debt
Key resources to support your finances
Benefits calculators
You can use an independent, free and anonymous benefits calculator to check what you could be entitled to
Budget Planner
This free online tool helps you keep track of your money and suggests ways to improve your finances
free debt advice
Speaking to a trained and experienced debt adviser about your situation can help you see what the best decision for you might be
Debt Charity
Free and non-judgemental debt advice and support to people across the UK. They have helped more than 7.5 million people with debt problems take back control of their finances and their lives.
real user stories
Meet Spend, save, and rewards
Supporting the team beyond payday
Our new “Spend & Save” feature makes it easier for your team to build better habits. Every time someone gets tipped, a portion of it can go straight into savings. No extra apps, no fuss – just a simple way to put a little aside every shift. It’s free for teams using TiPJAR and is live now!
Save: Build Up Your Tips with Interest
Rather than receiving tips instantly, staff can now choose to save them. Whether collected via QR codes, Tap to Tip machines, PDQs, or Supertronc, tips can be held in a savings pot—growing with interest! It’s an effortless way to set money aside for something special.
With industry leading interest rates*
Rewards – Save on every day spending
TiPJAR rewards unlocks hundreds of exclusive discounts across high-street favourites — restaurants, travel, entertainment, gyms, fashion, tech and more. And it doesn’t stop there: new offers will drop regularly, so there’s always something fresh to save on.
Spend: Coming soon
Prefer to spend your tips instead of saving? We’ve got you covered!
At TiPJAR, we want to make your tips go further. When you use your TiPJAR card in your e-wallet, you’ll get INSTANT CASHBACK – no waiting for 90 days!
We’ve partnered with your favourite pubs, coffee shops, and retail stores so you can make the most of your tips.
earn your tips
save your tips
spend your tips
earn your tips
save your tips
