Taking Care of What Matters: Financial Wellbeing Support from LTC

Who we are, and why we’re here for you

At LTC, we support people in licensed hospitality to live well, stay resilient and handle life’s ups and downs with confidence.

Whether you’re working in a pub, bar or brewery or have done in the past our support is free, confidential and tailored to you. Last year, we helped over 40,000 people with everything from financial guidance and grants to mental health support and practical advice.

Why money confidence makes a big difference

Hospitality is a fast moving, people focused industry and that brings its own pressures. Shifts can change, tips can vary, and costs can build up. It’s not always easy to plan ahead or feel in control.

We believe financial wellbeing isn’t just about money, it’s about confidence, clarity, and having the tools to move forward. When people feel more secure financially, it can lift stress and create more space for wellbeing at work and at home.

Three Simple Ways to Feel More in Control

1. Start small, stick with it;

You don’t need to overhaul everything. Start with one step like checking your spending or setting aside £1 per shift. Building a habit matters more than being perfect.

2. Know what’s out there for you;

There’s help available and you don’t have to wait for a crisis. Whether you’re trying to budget, looking for benefits advice, or facing something bigger, it’s okay to ask for support.

3. Get the full picture;

Make the most of free tools like nudge’s free Financial Health Check. It takes just a few minutes and gives you personalised tips to build your knowledge and confidence.

What you can access with LTC

We provide a wide range of services that can help you manage money and feel more financially secure including;

• 24/7 Helpline – speak to someone anytime, anywhere on 0808 801 0550
• One-off financial grants for rent arrears, bills and family emergencies
• Budgeting and debt advice that is practical, impartial and focused on what matters to you through the ‘nudge’ financial wellbeing platform
• LTC Wellbeing Platform with free access to over 6,500 tools including articles, videos, and personal development resources
• ‘nudge’ Financial Health Check to help you understand your financial strengths and what to do next
• Housing and employment advice tailored to the realities of life in hospitality

We’re ready when you are

If you’d like to speak to someone, explore our tools, or see how we can help

📞 Call our free helpline: 0808 801 0550

🌐 Visit: licensedtradecharity.org.uk

No judgement. No pressure. Just support when you need it